Your Local Middletown Independent Insurance Agency

Micheal Smith Insurance Agency specializes in Personal Lines (Home and Auto), Commercial Lines and Life Insurance/Annuities.

Micheal Smith Insurance Agency, located at 1200 Sunset Street, Middletown, Ohio is a strong believer in supporting local organizations and is very involved in his community. The Micheal Smith Insurance Agency is involved in the Middletown Rotary Club, The West Carrollton Lions Club, and the local LGBT Communities. We offer Personal Lines (Home and Auto), Commercial Lines and Life Insurance/Annuities.

The Micheal Smith Insurance Agency is licensed in the following 11 States: AZ, CO, MO, IL, OH, IN, KY, TN, GA, FL, and NC.

Principal agent Micheal Smith has over 45 years of customer service experience with 28 years in the Middletown area, and 13 years in the Insurance Industry. Micheal Smith has been a Licensed Notary in and for the State of Ohio for about 25 years. Micheal says, “I’m here to help you with your insurance decision-making process.” “As your local insurance guy, I’ll work hard to ensure that you have the best possible coverage for your very unique situation.”
Micheal Smith
Micheal Smith
Agency Owner
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

How Garage Insurance Can Protect Your Mechanic Business

Posted: January 19, 2020

Garage insurance is designed to protect garage owners against different types of liability. Any business that involves working on or around vehicles needs this type of insurance, particularly a mechanic business. Our knowledgeable agent can advise you on the garage insurance your mechanic business needs and help you find the best available rates. What Is Garage Insurance? Garage insurance is specialized general liability insurance for...

How Is Condo Insurance Different From Homeowners Insurance?

Posted: January 16, 2020

Whether the space you live in is a condo or a house, if you own your own home, you need insurance. Property owners are responsible not only for what happens to their property, but also for what happens to visitors on the premises. However, a condo is not the same type of structure as a house, and there are key differences between homeowners insurance and...

How To Prevent A Dryer Fire

Posted: January 16, 2020

Laundry is part of life’s weekly grind. But did you know that dryers cause roughly 15,500 home structure fires, 29 deaths, 400 injuries, and $192 million in direct property loss each year? What’s more, most dryer fires happen in the winter. What can cause a dryer fire? The most common cause of dryer fires is failure to do a thorough cleaning. Because a lint trap...

Wishing For A Walk-In Pantry? Try These DIY Ideas

Posted: January 14, 2020

What homebuyers look for in the perfect kitchen has evolved over the years. And as our personal collections of appliances, utensils, and ingredients grow, pantry storage has made its way to the top of the list. Our recent national survey found that a walk-in pantry was the most common feature homeowners regretted not getting in their last home purchase – with just under a third...

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