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Your Local Middletown Independent Insurance Agency

Micheal Smith Insurance Agency specializes in Personal Lines (Home and Auto), Commercial Lines and Life Insurance/Annuities.

Micheal Smith Insurance Agency, located at 1051 Summit Drive, Middletown, Ohio is a strong believer in supporting local organizations and is very involved in his community. The Micheal Smith Insurance Agency is involved in the Middletown Rotary Club, The West Carrollton Lions Club, and the local LGBT Communities. We offer Personal Lines (Home and Auto), Commercial Lines and Life Insurance/Annuities.

The Micheal Smith Insurance Agency is licensed in the following States: AZ, TX, OH, IN, KY, TN, GA, FL, and NC.

Principal agent Micheal Smith has over 45 years of customer service experience with 30 years in the Middletown area, and 16 years in the Insurance Industry. Micheal Smith has been a Licensed Notary in and for the State of Ohio for about 25 years. Micheal says, “I’m here to help you with your insurance decision-making process.” “As your local insurance guy, I’ll work hard to ensure that you have the best possible coverage for your very unique situation.”

We would also like to thank Alphagraphics of Cincinnati for creating these very helpful flyers for us!

Flyer

Micheal Smith
Micheal Smith
Agency Owner
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#ErieAgentsGiveBack

For fourteen years, local insurance agent Micheal Smith has prided himself on serving the community by providing home, auto, renter’s, commercial, and life insurance to protect what matters most to you and your family. However, during these tough times, our agency wanted to help a little bit more.

With help from @ErieInsurance, Micheal Smith Insurance Agency is donating a total of $2000 to the Covid-19 Relief Effort. The donations will be given to @thefoodbankinc for the West Carrollton Food Pantry, @sharedharvestfoodbank for the Choice Pantry and Franklin Food Pantry, and @RotaryClubofMiddletownOhio.

The Micheal Smith Insurance Agency is currently open for business. We are located at 1200 Sunset Street in Middletown and are taking the appropriate measures to do our part in slowing the spread of the disease. Give us a call for a free quote! #ErieAgentsGiveBack (513) 422-5570.

Recent News & Updates

The Hidden Costs of Skipping Insurance

Posted: April 16, 2025

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Posted: April 4, 2025

It’s tax season once again! As a business owner, you are likely looking for ways to maximize deductions and reduce taxable income. Fortunately, several business insurance policies qualify as tax-deductible expenses under IRS rules. If an insurance policy is both ordinary (common in your industry) and necessary (helpful for business operations), you may be able to deduct the full cost of the premium. Help protect...

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Posted: April 1, 2025

Planning a home remodel? April is National Rebuilding Month, after all. Whether adding space, upgrading features, or increasing functionality, your renovation could impact your homeowner’s insurance. Some updates may require additional coverage, while others might lower your premiums. Here are five key insurance considerations before you remodel your home. Increased Coverage for Home Additions Expanding your home, whether by adding rooms or finishing a basement,...

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Posted: March 19, 2025

Many small business owners choose to operate as limited liability companies (LLCs) for the liability protection they offer. While registering as an LLC can shield personal assets from business liabilities, it will not eliminate all risks. LLC insurance is essential to help your small business weather unexpected challenges, such as property damage, lawsuits, and other unforeseen events.  Why Do LLCs Need Business Insurance? While LLC...

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