Your Local Middletown Independent Insurance Agency

Micheal Smith Insurance Agency specializes in Personal Lines (Home and Auto), Commercial Lines and Life Insurance/Annuities.

Micheal Smith Insurance Agency, located at 1200 Sunset Street, Middletown, Ohio is a strong believer in supporting local organizations and is very involved in his community. The Micheal Smith Insurance Agency is involved in the Middletown Rotary Club, The West Carrollton Lions Club, and the local LGBT Communities. We offer Personal Lines (Home and Auto), Commercial Lines and Life Insurance/Annuities.

The Micheal Smith Insurance Agency is licensed in the following 11 States: AZ, CO, MO, IL, OH, IN, KY, TN, GA, FL, and NC.

Principal agent Micheal Smith has over 45 years of customer service experience with 28 years in the Middletown area, and 13 years in the Insurance Industry. Micheal Smith has been a Licensed Notary in and for the State of Ohio for about 25 years. Micheal says, “I’m here to help you with your insurance decision-making process.” “As your local insurance guy, I’ll work hard to ensure that you have the best possible coverage for your very unique situation.”
Micheal Smith
Micheal Smith
Agency Owner
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Cargo Insurance Vs. Commercial Trucking Insurance

Posted: July 18, 2019

Commercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?... Read Article

Understanding Collector Car Insurance

Posted: July 16, 2019

Anyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than... Read Article

How To Tow A Trailer Properly

Posted: July 16, 2019

Whether you’re moving your child back home from college or hauling equipment for your business, a trailer helps when you need some extra space to pack things. While towing a trailer may not seem much different than driving a car, there are a few things to keep in mind before you hitch your trailer. VERIFY THE TOWING CAPACITY Just because you have a vehicle with... Read Article

Home Siding: Pros & Cons Of 5 Popular Types

Posted: July 9, 2019

Switching up your home’s exterior siding is a bold statement… and a big decision. When starting your research, a few factors to consider are curb appeal, maintenance, weather conditions, durability, and – of course – your budget. Here’s the good news: According to Remodeling Magazine, homeowners recoup 76% of the cost of new siding when they go to sell their home. Here’s what to know... Read Article

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