Your Local Middletown Independent Insurance Agency

Micheal Smith Insurance Agency specializes in Personal Lines (Home and Auto), Commercial Lines and Life Insurance/Annuities.

Micheal Smith Insurance Agency, located at 1200 Sunset Street, Middletown, Ohio is a strong believer in supporting local organizations and is very involved in his community. The Micheal Smith Insurance Agency is involved in the Middletown Rotary Club, The West Carrollton Lions Club, and the local LGBT Communities. We offer Personal Lines (Home and Auto), Commercial Lines and Life Insurance/Annuities.

The Micheal Smith Insurance Agency is licensed in the following 11 States: AZ, CO, MO, IL, OH, IN, KY, TN, GA, FL, and NC.

Principal agent Micheal Smith has over 45 years of customer service experience with 28 years in the Middletown area, and 13 years in the Insurance Industry. Micheal Smith has been a Licensed Notary in and for the State of Ohio for about 25 years. Micheal says, “I’m here to help you with your insurance decision-making process.” “As your local insurance guy, I’ll work hard to ensure that you have the best possible coverage for your very unique situation.”
Micheal Smith
Micheal Smith
Agency Owner
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

5 Questions About Commercial Auto Insurance

Posted: May 14, 2019

Commercial auto insurance and personal auto insurance are not the same. If you are a business owner, our knowledgeable agency can help you find the coverage you need. The following are five important things any business owner should know about commercial auto insurance. What Is the Purpose of Commercial Auto Insurance? Commercial auto insurance is designed to protect your business from legal claims of property... Read Article

Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?

Posted: May 13, 2019

Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the... Read Article

Buyer’s Remorse: Can You Guess What Homeowners Regret Most?

Posted: May 13, 2019

These stainless steel appliances show EVERY fingerprint! Is that how much it’ll cost to refinish our hardwood floors!? I thought I’d love these granite countertops… but I’m so over them! Ever experience a homebuyer’s hangover? You’re not alone. What seemed like a great feature during that walk-through gradually loses its sparkle when you’re living with it every day.  Our latest national survey asked 500 U.S.... Read Article

Don’t Ignore That Car Recall. Here’s Why.

Posted: May 10, 2019

From child safety seats to air bag inflators, it seems like there’s some type of recall in the news every few months. But while it may be an all-too-common headline these days, don’t brush it off. It’s imperative to follow up immediately if your car has been affected by a recall.  Only you can protect your family or yourself from defective equipment that could pose... Read Article

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