Your Local Middletown Independent Insurance Agency

Micheal Smith Insurance Agency specializes in Personal Lines (Home and Auto), Commercial Lines and Life Insurance/Annuities.

Micheal Smith Insurance Agency, located at 1200 Sunset Street, Middletown, Ohio is a strong believer in supporting local organizations and is very involved in his community. The Micheal Smith Insurance Agency is involved in the Middletown Rotary Club, The West Carrollton Lions Club, and the local LGBT Communities. We offer Personal Lines (Home and Auto), Commercial Lines and Life Insurance/Annuities.

The Micheal Smith Insurance Agency is licensed in the following 11 States: AZ, CO, MO, IL, OH, IN, KY, TN, GA, FL, and NC.

Principal agent Micheal Smith has over 45 years of customer service experience with 28 years in the Middletown area, and 13 years in the Insurance Industry. Micheal Smith has been a Licensed Notary in and for the State of Ohio for about 25 years. Micheal says, “I’m here to help you with your insurance decision-making process.” “As your local insurance guy, I’ll work hard to ensure that you have the best possible coverage for your very unique situation.”
Micheal Smith
Micheal Smith
Agency Owner
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

What Is Guaranteed Replacement Cost?

Posted: October 11, 2019

There are few things in life worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you don’t have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck. If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost will pay for...

Bat In Your House? Here’s How To Get It Out.

Posted: October 9, 2019

You’re watching TV or making dinner when you hear the flapping of wings. Imagine your surprise when you discover it’s not a bird, but a bat that’s found its way into your home! Nobody likes uninvited guests. But compared to common pests like flies, ants, or mice, a flying bat circling above you is universally spooky. That’s because these winged creatures have developed a reputation as disease-carrying...

What Kind of Insurance Do I Need If I Rent Out My Home?

Posted: October 4, 2019

If you own a home, you probably already have homeowners insurance to protect your investment from covered losses. However, a standard homeowners policy may not cover damages that occur when your house is being rented out, depending on the length of the rental term and the situation. Our experienced agent can advise you on what insurance you need if you plan to rent out your...

7 Tips For Developing Your Family’s Fire Escape Plan

Posted: October 3, 2019

During a house fire, every second counts. That’s why it’s important for you and your family to be prepared. A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. While 80% of those surveyed thought everyone in their house knows what to do if a fire breaks out, less than half had...

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